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DEO's avatar

Thank you for your expertise, first things first. I am Getting a quote for a whole house generator. Was putting off but not now. I can get health aides and stock my pantry easy enough. I can unplug my wi-fi and even take my phone offline whenever possible. But even if I stop paying bills via my bank, and use paper checks, the bank will process through their online service, so my account number will be available through their systems, right? Also, my financial advisor direct deposits to my bank account from my retirement account, how do I get that? It seems impossible to hide, there will be a crack somewhere. This is exhausting . . . But truly appreciate your effort to inform us.

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UnkleClyde's avatar

Just a couple things…

1. credit freeze is good but, realize that the 3 bureaus have processes in place for you to easily regain access to your credit. Each allow you to create a new account with your SSN & a new/different email address. Doge has access to all of our SSNs. Definitely since up with a service to monitor your credit.

2. Please don’t use Microsoft or Google 2FA they CANNOT be trusted! Authenticator app, yubikey or duo are much better options.

3. Secure your bank/creditunion account with a secret passcode when you talk them. Reiterate that nothing happens without this code. If you’ve received tax refund direct deposits ask the bank/CU to give you a new account number & don’t do direct tax refunds, ask for a check.

Great article otherwise… I’m also a Sr Cyber Analyst for the past 40yrs

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